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ADA Login Contact Locations Rates Routing Number 302075319 Submit Submit Personal Why Westerra Why More Coloradans Are Choosing Westerra Who Can Join Member-Owned Lower Fees Better Rates Financial Education Our Member Service About Us Who We Are CEO Message Our Financial Strength Our Mission Our Leadership How We Compare The Value of Westerra Membership Earn More at Westerra Our Community Involvement A National Comparison Member Stories What Members Say About Westerra Read the Westerra Story Share Your Story What is a Credit Union There are No Stockholders Funds Stay in Colorado It's Easy to Open an Account Online Branch Locations Checking Compare Checking Options Free Checking Interest Checking How Much Can You Save By Switching to Westerra 1000 Free ATMs 200 Shared Branches Debit Cards With Rewards Choose Your Card Design Debit Card Rewards 5 Steps to Switch Open Your Account Now How to Determine Your Account Number Savings Money Market Accounts Savings Calculators Coverdell Education Holiday Savings Certificates of Deposit Rates Certificate & IRA Rates Savings Rates Individual Retirement Accounts IRA FAQs Loans Credit Cards Visa Credit Cards Apple Pay CardNav Security Travel Alerts Transfer a Balance Instantly Issued Cards Westerra Rewards Card Assistance Home Loans Find a Mortgage Specialist Get a Mortgage Checkup First-Time Homebuyer Product Mortgages Refinance a Mortgage Home Equity Lines of Credit Apply for a Home Loan Auto Loans AutoTrek Tools Auto Buying Auto Rates Commercial Real Estate Commercial Real Estate Lending Personal Loans and Lines of Credit Establish Credit Rates Apply for a Loan Services Account Services Direct Deposit Wire Transfers Switch Kit Debit Cards Overdraft Protection Calculators Rewards Update Account Information Travel Alerts Order Checks Phone Banking Forms Online Services Online Banking Open an Account Online Online Banking FAQs Bill Pay eStatements Transfer Money Pay Other People Popmoney FAQs Branch Services Westerra Branch Services Shared Service Centers Financial Checkup Instantly Issued Cards Coin Counting Safe Deposit Boxes Mobile Banking Mobile Banking Free Mobile Deposits Text Banking CardNav Apple Pay Protection and Insurance Debt Protection Gap Plus Payments Pay in Online Banking Bill Pay and Person-to- Person Payments One-Time Debit Card Payment Other Ways to Pay Community Our Community Involvement Working Together Community Fundraising Special Olympics Red Rocks Serving Our Schools Financial Literacy Hub Grants School Fundraising Financial Tips Managing Your Money Financial Literacy Hub News Press Releases Fraud Alerts Events and Seminars Register to Attend Fundraising The $52.80 Program Frequently Asked Questions Careers Join the Westerra Team View Current Job Openings Business Business Services Account Services How to Open Your Business Account Payment Processing Payroll Online Membership for Your Employees Branch Services Westerra Branch Services Shared Service Centers Personal Financial Checkup Instantly Issued Cards Coin Counting Safe Deposit Boxes Online Services Online Banking Online Banking FAQs Bill Pay Mobile Banking Mobile Banking Info Mobile Banking FAQs Payments Protection and Insurance Checking Compare Business Checking Options Debit Card Rewards 1000 Free ATMs 200 Shared Branches How to Determine Your Account Number Savings Business Savings Certificates of Deposit Money Market Accounts Rates Savings Calculators Loans Business Credit Cards Visa Credit Cards Transfer a Balance Equipment Loans Lines of Credit Savings Secured Loans Auto Loans Auto Buying Commercial Real Estate Rates Why Westerra Why More Coloradans Are Choosing Westerra Who Can Join Member-Owned Lower Fees Better Rates Financial Education Our Member Service About Us Who We Are CEO Message Our Financial Strength Our Mission Our Leadership How We Compare The Value of Westerra Membership Earn More at Westerra Our Community Involvement A National Comparison Member Stories What Members Say About Westerra Read the Westerra Story Share Your Story What is a Credit Union There are No Stockholders Funds Stay in Colorado It's Easy to Open an Account Online Branch Locations Community Our Community Involvement Working Together Community Fundraising Special Olympics Glendale Raptors Red Rocks Events and Seminars Register to Attend Serving Our Schools Financial Literacy Hub Grants School Fundraising Careers Join the Westerra Team View Current Job Openings Notify Me About Future Jobs Financial Tips Managing Your Money Financial Literacy Hub News Press Releases Fraud Alerts Fundraising The $52.80 Program Frequently Asked Questions Submit Rates Locations Contact Us Login Apply Menu X LOGIN Personal Account Business Account First time users ENROLL HERE Online Banking Videos Forgot Password? | Login Help Federally Insured by NCUA First time users ENROLL HERE Forgot Username or Password? Login Help Federally Insured by NCUA How Can We Help? find Westerra's Member Relief Program Here Get Help Now Join the Campaign to Promote Local Small Businesses Our Budget - Your Small Business We'll Post About Your Business - Learn More Access Your Accounts From Home Use online and mobile banking Learn More Help for Your Business Learn More & Apply Now How Can We Help? Coronavirus Updates Loan Payment Assistance Learn More BECOME A MEMBER OPEN AN ACCOUNT TODAY Learn More Federally Insured by NCUA HOME LOANS 3.125% / 3.193% APR* 30 Year Fixed Learn More CREDIT CARDS 7.90% APR* Learn More Variable Rate - Low Fees Community News Let’s Help Locally-Owned Small Businesses Let's work together to help bring awareness—and business—to locally-owned small businesses during the COVID-19 crisis. Learn More Helping Families Stay in Their Homes Westerra donated $7,640 to the Colorado Homeownership Coalition in 2019 to help people when they need an extra hand. Learn More We’re Freezin’ for a Reason! Do a Polar Plunge and/or 5K on Feb 22 at Aurora Reservoir or March 1 at Wash Park to expand Special Olympics into more schools. Learn More SEE ALL NEWS Member Stories - Charlotte - Member since 2013 I most value the people and customer service. It is easy to get lost in the mill with certain banks and I always feel like the people at Westerra genuinely care. Read More - Charles - Member since 2009 I have been a member since 2009 and I constantly recommend Westerra to my friends whenever I hear them complaining about their banks! Read More SHARE YOUR STORY Checking Without Fees Westerra checking accounts are designed to help you make the most of your money--and give you cash back and travel rewards. With free Visa® debit cards, free online banking, free mobile banking, free ATMs and convenient branch locations, you will find access to your accounts wherever you go. Switch to Westerra Locally-Owned By Our Members Westerra takes pride in being among the few locally-owned financial institutions in Colorado. As a not-for-profit cooperative, proceeds are returned to members through competitive rates, low fees and enhanced products and services. Westerra is known for its solid expertise and top-notch service. Choose Westerra Everyone in the Denver Metro Area Can Join Westerra Whether you are new to the area or simply new to the idea of switching to a Colorado credit union, now is the time to move your accounts. With low fees and top-notch service, you may be surprised at how much you can save and how easy the process can be. Choose Westerra Join Us About Member Benefits Careers Checking Free Checking Interest Checking Business Checking Compare Westerra Switch Kit Direct Deposit Overdraft Protection Instantly Issued Cards Order Checks Savings Certificates of Deposit Money Market Accounts IRAs Coverdell Education Holiday Savings Business Accounts Rates Federally Insured by NCUA Loans Home Loans Auto Loans Credit Cards Lines of Credit My Money Loans Commercial Real Estate Establish Credit Rat...